The so-called “most depressing day of the year” is a tough moment for under-pressure households. But it’s little better for the people we rely on to pick up the pieces when the money runs out. The third Monday of January has earned
Yvonne Fovargue CBE
Yvonne Fovargue CBE served as Labour MP for Makerfield from 2010-2024, and is the former Chair of the Debt & Personal Finance APPG, and the Consumer Protection APPG from 2019-2024. She became the Institute of Money Advisers (IMA)'s first Patron in March 2025. For more information about the Institute of Money Advisers, please visit: https://www.i-m-a.org.uk