HMRC faces criticism over 4-month tax refund wait

HMRC faces criticism over 4-month tax refund wait
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UK (Parliament Politics Magazine) – HMRC faces backlash over delays in processing tax refunds, with some taking over four months, amid concerns over its online filing service shutdown.

As reported by The Guardian, HM Revenue and Customs has come under scrutiny for delays in processing tax refunds, with some taking more than four months, according to accountants.

The delays are happening alongside backlash against HMRC’s decision to close a free online filing service, used by several small enterprises. MPs have criticized HMRC in recent months for long call-waiting times, which now exceed 23 minutes, and the increasing complexity of the tax system.

According to the Public Accounts Committee, taxpayers’ trust in HMRC is declining, as the Making Tax Digital initiative has led to hundreds of millions in additional costs.

What did Nikki Ainscough say about HMRC’s tax refund delays?

Nikki Ainscough, managing director of Equilibrium Accountants, revealed that HMRC could take over four months to process tax and national insurance refunds for some businesses.

The reported delays seem to stem mainly from issues with the Pay As You Earn (PAYE) system and the Construction Industry Scheme (CIS), which requires contractors to deduct taxes for subcontractors in the building sector.

According to Ainscough, one of her clients is waiting for a substantial refund after overpayment on their PAYE bill. 

She said,

“We are being told they are going to need to wait until August for the funds to be released, for a request we put in [in March].”

Ms Ainscough provided a screenshot showing HMRC’s reply, indicating a response by 22 August 2025, with requests from 10 December 2024 under review.

She has run her accountancy firm for over a decade and maintained that refunds usually took four to six weeks, questioning, “Why has it jumped so significantly?”

Ms Ainscough said,

“If the backlog is that big, it suggests a high volume of claims and a potentially substantial sum of money that is owing to small businesses and individuals at a time when cashflows are critical.”

Using HMRC’s website tool, Ms  Ainscough was able to calculate when a client due a self-assessment refund exceeding £1,000 could receive it, after submitting a request on April 24.

According to the response, HMRC expects to issue refunds by 15 June 2025, with claims from 17 March. While this reflects a reduced backlog for self-assessment claims, it also noted that

“we may require an additional 12 weeks after 15 June 2025 to process your repayment.”

What did HMRC say about improving customer service?

An HMRC spokesperson stated,

“We’re tackling response times for these refund claims by allocating extra staff to work on them.”

The spokesperson added,

“We’ve made significant improvements to our customer service overall. Customer satisfaction stands at about 80%, and the funding settlement we have received means we’ll be able to meet our service standards in 2025-26.”

HMRC claimed that the majority of refund applications are processed without the additional verification steps that could extend the wait by up to 12 weeks.

How will small traders cope without HMRC’s free filing tool?

Businesses are raising fresh concerns following HMRC’s recent announcement that it will shut down its free service for filing corporation tax documents by March 2026.

Small traders who rely on the free HMRC system for filing accounts and calculating corporation tax will soon need alternatives. HMRC argues that the tool no longer complies with digital requirements and recent legislative updates, meaning businesses will need to adopt external software from April.

One reader said,

“This means people will have to subscribe to a commercial, paid product for the privilege of paying corporation tax to the government.”

The reader stated,

“The online service was simple and fairly straightforward … It seems an incredibly retrograde step to withdraw it.”

What did Ainscough think about the shift to third-party tax software?

Ms Ainscough suggested that HMRC had made a clear decision not to invest in maintaining the software.

She pointed out that most individuals have already been forced into third-party software, with some firms exploiting the situation for profit, while others still offer good value for money.

How did HMRC respond to concerns about closing the free filing service?

An HMRC spokesperson stated,

“This transitional service was introduced in 2015 to help small, unrepresented companies switch to online filing when there was a limited software market. It’s right that we close this outdated support now that there’s a range of commercial software which provides a much better service, and we’ve published guidance to help companies prepare for the change.”

Daniele Naddei

Daniele Naddei is a journalist at Parliament News covering European affairs, was born in Naples on April 8, 1991. He also serves as the Director of the CentroSud24 newspaper. During the period from 2010 to 2013, Naddei completed an internship at the esteemed local radio station Radio Club 91. Subsequently, he became the author of a weekly magazine published by the Italian Volleyball Federation of Campania (FIPAV Campania), which led to his registration in the professional order of Journalists of Campania in early 2014, listed under publicists. From 2013 to 2018, he worked as a freelance photojournalist and cameraman for external services for Rai and various local entities, including TeleCapri, CapriEvent, and TLA. Additionally, between 2014 and 2017, Naddei collaborated full-time with various newspapers in Campania, both in print and online. During this period, he also resumed his role as Editor-in-Chief at Radio Club 91.
Naddei is actively involved as a press officer for several companies and is responsible for editing cultural and social events in the city through his association with the Medea Fattoria Sociale. This experience continued until 2021. Throughout these years, he hosted or collaborated on football sports programs for various local broadcasters, including TLA, TvLuna, TeleCapri, Radio Stonata, Radio Amore, and Radio Antenna Uno.
From 2016 to 2018, Naddei was employed as an editor at newspapers of national interest within the Il24.it circuit, including Internazionale24, Salute24, and OggiScuola. Since 2019, Naddei has been one of the creators of the Rabona television program "Calcio è Passione," which has been broadcast on TeleCapri Sport since 2023.